.how-hero-section{padding:clamp(40px,7vw,72px) 0 clamp(28px,5vw,48px)}.how-divider{padding:0 0 40px}.how-divider-line{height:1px;background:linear-gradient(90deg,transparent,var(--tm-border-hover),transparent)}.how-section{padding:clamp(28px,5vw,48px) 0}.how-section--alt{background:#c9a84c05;border-top:1px solid var(--tm-border);border-bottom:1px solid var(--tm-border)}.how-section-badge{display:inline-flex;align-items:center;background:#c9a84c12;border:1px solid var(--tm-border);color:var(--tm-gold);font-size:12px;font-weight:600;padding:4px 12px;border-radius:20px;text-transform:uppercase;letter-spacing:.8px}.how-section-title{font-size:clamp(1.3rem,2.5vw,1.75rem);font-weight:700;color:var(--tm-text);letter-spacing:-.3px;margin-bottom:0}.how-step-card{background:var(--tm-bg-card);border:1px solid var(--tm-border);border-radius:16px;padding:28px 22px;position:relative;transition:border-color .3s,box-shadow .3s,transform .3s;will-change:transform}.how-step-card:before{content:"";position:absolute;top:0;left:50%;transform:translate(-50%);width:40px;height:2px;background:linear-gradient(90deg,transparent,var(--tm-gold),transparent);border-radius:0 0 4px 4px}.how-step-card:hover{border-color:var(--tm-border-hover);box-shadow:0 8px 28px #00000059;transform:translateY(-4px)}.how-step-top{display:flex;align-items:flex-start;justify-content:space-between;margin-bottom:16px}.how-step-num{font-family:var(--tm-font-mono);font-size:34px;font-weight:800;color:#c9a84c21;line-height:1}.how-step-icon{width:46px;height:46px;background:#c9a84c14;border:1px solid var(--tm-border);border-radius:12px;display:flex;align-items:center;justify-content:center;font-size:20px;color:var(--tm-gold);flex-shrink:0;transition:background .3s}.how-step-card:hover .how-step-icon{background:#c9a84c26}.how-step-title{font-family:var(--tm-font-display);font-size:17px;font-weight:600;color:var(--tm-text);margin-bottom:10px}.how-step-desc{font-size:14px;color:var(--tm-text-sec);line-height:1.7;margin-bottom:16px}.how-step-link{font-size:13px}.how-step-note{display:inline-flex;align-items:center;font-size:12px;color:var(--tm-gold);background:#c9a84c12;border:1px solid var(--tm-border);border-radius:20px;padding:3px 10px}.how-steps-connector{justify-content:center;margin-top:-36px;pointer-events:none}.how-steps-line{width:75%;height:1px;background:linear-gradient(90deg,transparent,var(--tm-border),var(--tm-border-hover),var(--tm-border),transparent)}.how-feature-list{display:flex;flex-direction:column;gap:20px}.how-feature-item{display:flex;align-items:flex-start;gap:14px}.how-feature-icon{width:36px;height:36px;background:#c9a84c14;border:1px solid var(--tm-border);border-radius:10px;display:flex;align-items:center;justify-content:center;color:var(--tm-gold);font-size:16px;flex-shrink:0}.how-feature-item strong{color:var(--tm-text);font-size:14px;font-weight:600}.how-info-card{background:var(--tm-bg-card);border:1px solid var(--tm-border);border-radius:14px;padding:22px 16px;text-align:center;transition:border-color .3s,transform .3s;will-change:transform}.how-info-card:hover{border-color:var(--tm-border-hover);transform:translateY(-3px)}.how-info-icon{font-size:24px;color:var(--tm-gold);margin-bottom:10px}.how-info-title{font-family:var(--tm-font-display);font-size:14px;font-weight:600;color:var(--tm-text);margin-bottom:4px}.how-info-desc{font-size:12px;color:var(--tm-text-muted);line-height:1.5}.how-rules-list{display:flex;flex-direction:column;gap:18px}.how-rule-item{display:flex;align-items:flex-start;gap:14px;font-size:14px;color:var(--tm-text-sec);line-height:1.6}.how-rule-item strong{color:var(--tm-text)}.how-rule-icon{width:28px;height:28px;background:#c9a84c14;border-radius:50%;display:flex;align-items:center;justify-content:center;color:var(--tm-gold);font-size:14px;flex-shrink:0;margin-top:1px}.how-accordion{display:flex;flex-direction:column;gap:8px}.how-accordion-item{background:var(--tm-bg-card)!important;border:1px solid var(--tm-border)!important;border-radius:12px!important;overflow:hidden}.how-accordion-btn{background:var(--tm-bg-card)!important;color:var(--tm-text)!important;font-size:14px;font-weight:500;padding:14px 18px;box-shadow:none!important;border-radius:0!important}.how-accordion-btn:not(.collapsed){color:var(--tm-gold)!important}.how-accordion-btn:after{filter:invert(80%) sepia(30%) saturate(400%) hue-rotate(10deg)}.how-accordion-btn:not(.collapsed):after{filter:invert(72%) sepia(48%) saturate(600%) hue-rotate(10deg)}.how-accordion-body{background:var(--tm-surface)!important;color:var(--tm-text-sec);font-size:14px;line-height:1.7;padding:14px 18px;border-top:1px solid var(--tm-border)}.how-cta-section{padding:48px 0 72px}.how-cta-card{background:linear-gradient(135deg,#1a1510,#0f0e0b);border:1px solid var(--tm-border-hover);border-radius:24px;padding:40px 36px;overflow:hidden;position:relative}.how-cta-glow{position:absolute;top:-80px;right:-80px;width:min(320px,70vw);height:min(320px,70vw);background:radial-gradient(circle,rgba(201,168,76,.07),transparent 70%);border-radius:50%;pointer-events:none}.btn-outline-gold{background:transparent;border:1px solid var(--tm-border-hover);color:var(--tm-gold);font-weight:600;font-size:13px;transition:background .3s,border-color .3s}.btn-outline-gold:hover{background:#c9a84c14;border-color:var(--tm-gold);color:var(--tm-gold)}@media (max-width: 991.98px){.how-steps-connector{display:none}.how-cta-card{padding:32px 24px}}@media (max-width: 767.98px){.how-step-card{padding:24px 18px}.how-step-num{font-size:28px}.how-step-icon{width:40px;height:40px;font-size:18px}.how-cta-card{padding:28px 20px;border-radius:18px}.how-info-card{padding:18px 14px}}@media (max-width: 575.98px){.how-step-card{padding:22px 16px}}